本书用英语编写了国际金融市场、金融机构与运作及金融函电三个部分，涉及的内容有国际货币市场、资本市场和外汇市场，商业银行、投资银行与保险公司以及现代银行业务往来函电等。本书注重理论联系实际，紧紧围绕训练和提高金融从业人员和学生的金融英语水平，使其适应日新月异的国际经济形势的要求。本书将帮助读者阅读和理解用英语撰写的金融专业文章，了解金融知识，掌握基本的业务原理和一般的业务程序，并能用英语撰写银行业务函电和业务文件，同时还会用英语来交流金融专业的话题。

本书是根据普通高等学校应用型特色规划教材编写计划，按照教育部应用型人才培养的教学要求编写的。本书分成国际金融市场、金融机构与运作及金融函电三个部分，用通俗易懂的英语系统地介绍了国际金融市场和金融机构及其运作。本书注重实务操作，并配有与当前经济形势紧密结合的命题对话、专业问答和练习，强化英语在金融领域里的实际运用，从而突出应用型人才培养的特点，培养学生在金融实际工作中运用英语的能力。

本书还结合中国人民银行组织的“金融专业英语证书考试”（Financial English Certificate Test）的内容，着重讲解现代国际金融业务，特别注重训练学生运用英语进行银行业务操作的能力。

本书适合作为大专院校经济和管理及相关专业的教材，同时也可以作为国际贸易和国际金融领域的相关从业人员的参考用书。

Part Ⅰ Financial Markets

 Chapter l Functions of Financial Markets

1.1 Significance

1.2 Functions

参考译文

Subject Topic(命题对话)

Questions and Answers(专业问答)

Exercises(练习)

 Chapter 2 Money Markets

2.1 Characteristics

2.2 Participants ofMoney Market

2.3 Instruments ofMoney Market

参考译文

Subject Topic(命题对话)

Questions and Answer(专业问答)

Exercises(练习)

 Chapter 3 Capital Markets

3.1 Purpose and Participants

3.2 Trading in the Capital Manet

参考译文

Subject Topic(命题对话)

Questions and Answers(专业问答)

Exercises(练习)

 Chapter 4 Foreign Exchange Markets

4.1 Meanings ofForeign Exchange

4.2 Financial Derivatives

4.3 Exchange Control

参考译文

Subject Topic(命题对话)

Questions and Answers(专业问答)

Exercises(练习)

Part Ⅱ Financial Institutions and Their Operations

 Chapter 5 Commercial Banking

5.1 Intermediary Services

5.2 International Settlement

5.3 Credit Loan

参考译文

Subject Topic(命题对话)

Questions and Answers(专业问答)

Exercises(练习)

 Chapter 6 Investment Banking

6.1 Investment Banking

6.2 Backgrounds

6.3 Investment Banks and Financial System

6.4 Investment Banking Activities

6.5 Prospect ofInvestment Banking

参考译文

Subject Topic(命题对话)

Questions and Answers(专业问答)

Exercises(练习)

 Chapter 7 Insurance

7.1 What Is Insurance and How It Works？

7.2 The Types of Insurance

7.3 The Fundamentals of Insurance

7.4 Legal Principles of Insurance

7.5 Insurance Market

Subject Topic(命题对话)

Questions and Answers(专业问答)

Exercises(练习)

 Chapter 8 Securities

8.1 The Types of Securities

8.2 Securities Market

8.3 Securities Investment

Subject Topic(命题对话)

Questions and Answers(专业问答)

Exercises(练习)

Part Ⅲ Financial Communications

 Chapter 9 Banking Communications on Remittance and Collections

9.1 Mail Transfer

9.2 Demand Draft

9.3 Telegraphic Transfer

9.4 Accounts Intercourse

9.5 Letters on Collections

 Chapter 10 Banking Communications on Letter of Credit

10.1 Letters between Banks

10.2 Letters on Credit Operations

 Chapter 15 Correspondent Banking

11.1 Terms and Conditions

11.2 Signature Books and Test Keys

 Chapter 12 Credit Inquiry

12.1 Credit Inquiry on Companies

12.2 Credit Inquiry on Individuals

Key to Exercises

参考文献