该书以破解贫困农户贷款难为靶向，创新提出扶贫小额信贷的顶层设计和制度安排；以助力打赢脱贫攻坚战为背景，深度阐述扶贫小额信贷政策的创新过程、政策要点、实施情况和主要成效；以贫困农户贷款、用款、还款全流程为主线，详细分析扶贫小额信贷如何去除贷款门槛、提高资金使用效益和加强风险防控，确保贫困农户“贷得到”“用得好”“还得上”；以金融扶贫制度创新为理论升华，全面总结扶贫小额信贷实践孕育的理论价值。

Foreword
Chapter Ⅰ Loans for the Poor--A Worldwide Problem
Ⅰ. 1 Four Lows of Poor Households
Ⅰ. 2 Four Worries of Financial Institutions
Ⅰ. 3 Four Difficulties of Government Departments
Chapter Ⅱ Innovation of Poverty Alleviation Microcredit Products
Ⅱ. 1 Policy Design
Ⅱ. 2 Implementation
Ⅱ. 3 Preliminary Achievement
Chapter Ⅲ Solve the Problem of Obtaining the Loans
Ⅲ. 1 Removing Threshold by Government Credit Enhancement
Ⅲ. 2 Setting the Loan Limit by Credit Rating
Ⅲ. 3 Improving Service by Departments Collaboration
Chapter Ⅳ Solve the Problem of Making Good Use
Ⅳ. 1 Defining the Purpose of the Loan
Ⅳ. 2 Standardizing the Usage of the Loan
Ⅳ. 3 Improving the Use Efficiency of the Loan
Chapter Ⅴ Solve the Problem of Repaying
Ⅴ. 1 Based on Regulation and Monitoring
Ⅴ. 2 Sticking to "Prevention First
Ⅴ. 3 Valuing Classified Handling
Chapter Ⅵ Typical Cases
Ⅵ. 1 Poverty Alleviation Microcredit Case of Anhui Province
Ⅵ. 2 Poverty Alleviation Microcredit Case of Yanchi County
Ⅵ. 3 Poverty Alleviation Microcredit Case of Baogou Village
Chapter Ⅶ Innovation of Financial Poverty Alleviation System with Chinese Characteristics
Ⅶ. 1 Innovation of Financial Poverty Alleviation System
Ⅶ. 2 Innovation Highlighting Advantages of Chinese Characteristics
Ⅶ. 3 Consolidating and Deepening the Achievements of Institutional Innovation
Appendix Operational Guidelines for Poverty Alleviation Microcredit
Postscript
Afterword