本书主要针对应用型本科院校国际金融和国际贸易专业的学生，分别从金融从业人员和国际贸易行业的不同要求出发，安排了如下四方面内容：Chapter1～3系统阐述国际结算的产生和发展历程，国际结算的相关背景；Chapter4～7分别介绍当前国际经济往来中常用的结算方式和结算工具；Chapter8～9主要围绕国际结算的基本内容进行拓展学习，阐述国际结算中的单据等相关内容；Chapter10结合当前国际结算发展的趋势，系统阐述了国际结算与贸易融资之间的相互关系。

本书是根据普通高等学校应用型特色规划教材编写计划，按照教育部应用型人才培养的教学要求编写的。本书分为英文和中文两部分，英文部分作为主体，系统地阐述了国际结算的产生与发展，国际结算方式和结算工具，国际结算中的单据以及贸易融资等方面内容，并尽可能吸收了此领域内最新的研究成果和研究动态。中文部分作为英文部分有益、必要的补充，将本教材内容前后贯通，并进行综合分析和辅以案例说明，增加了教材的可读性和实用性，满足了读者学习的要求，强化了读者学习的效果。

相对于其他的国际结算教材，本书更加注重对学生的实践操作和综合分析能力的培养。通过各章节的案例分析、实战操练等内容的训练，加强对学生分析问题和解决问题的能力的培养，通过知识拓展、知识迁移等内容的学习，加强学生综合运用知识解决问题的能力，从而突出了培养应用型人才和复合型人才的双重特色。本书具有覆盖面广、适用性强、内容新颖、案例丰富等特点。

本书可作为应用型本科院校的国际贸易、金融专业学生的教材，也可作为国际贸易、国际金融领域内从业人员的参考用书。

Chapter 1 International Settlement under Globalization

 1.1 International Trade and Settlement

1.1.1 International Trade

1.1.2 International Settlement

 1.2 International Settlement in New Era

1.2.1 Computerization on Clearing

1.2.2 Innovation on Products

1.2.3 Enhancement on Financial Means

1.2.4 Combination of International Settlement and Lending

 1.3 Types of International Methods

 1.4 International Customs and Practices

 百科小知识：国际结算的产生和发展

 知识拓展：国际结算的分类

 知识迁移：人民币贸易结算

 实战操练

 习题

Chapter 2 International Clearing Systems and SWIFT

 2.1 US Dollar Clearing Systems

2.1.1 US Dollar Fund Transfer Payment Methods

2.1.2 Comparison and Fund Transfer Processing

 2.2 Selection of Optimal Payment Method

2.2.1 To Pay Parties Located outside the United States

2.2.2 To Pay Parties Located in the United States

 2.3 EUR Clearing Systems

2.3.1 Euro

2.3.2 Two Key Clearing Systems：TARGET and Euro 1

 2.4 Japanese Yen Clearing Systems

 2.5 HKD Clearing System

 2.6 SWIFT-A Worldwide Interbank Financial Telecommunication

2.6.1 SWIFT Address/BIC Standard

2.6.2 SWIFT Authentication Key

2.6.3 SWIFT Message Types

 百科小知识：支付清算系统

 知识拓展：支付清算系统的基本要素

 知识迁移：我国的支付清算系统

 实战操练

 习题

Chapter 3 Correspondent Banking

 3.1 Correspondent Relationship

3.1.1 Sense of Correspondent

3.1.2 Organization Structure of Correspondent in Foreign Banks

 3.2 Establishment of Correspondent Relationship

 3.3 Selection of Correspondent Accounts

3.3.1 Current Accounts

3.3.2 Investment Accounts and Combined Accounts

3.3.3 Collection Service Accounts

 3.4 Establishment of Credit Line for Correspondent

3.4.1 Risk Assessment and Management

3.4.2 The Procedure for Credit Line

3.4.3 Utilization of Credit Line

 3.5 Information Collection and Policy Making

 3.6 Correspondent Files Management

 3.7 Production and Services Promotion

 3.8 Development and Cultivation of Correspondent

 百科小知识：代理行知多少

 知识拓展：为什么要建立代理行

 知识迁移：国际结算业务中的其他银行机构

 实战操练

 习题

Chapter 4 Instruments

 4.1 Overview of Negotiable Instruments

4.1.1 Characteristics

4.1.2 Transfer

 4.2 Negotiable Instruments

4.2.1 Bills of Exchange

4.2.2 Promissory Notes and Banker's Drafts

4.2.3 Checks and Traveller's Checks

 4.3 Credit Cards

 百科小知识：票据知多少

 知识拓展：票据功能知多少

 知识迁移：你了解票据风险吗

 实战操练

 习题

Chapter 5 Means of International Settlement -Remittance

 5.1 Definition

 5.2 Means of Remittance

5.2.1 Mail Transfer(M/T)

5.2.2 Demand Drafts (D/D)

5.2.3 Telegraphic Transfer (T/T)

5.2.4 Credit Cards

5.2.5 Traveller's Checks

5.2.6 E-banking and Web

 5.3 Payment Transaction by T/T

5.3.1 Cover Payment Method

5.3.2 Key Points of Using Cover Method

5.3.3 Serial Payment Method

5.3.4 Key Points of Using Serial Method

5.3.5 Comparison between Cover and Serial Payment Methods

 5.4 Guideline to Interbank Compensation

5.4.1 Natures of the Rules

5.4.2 Applications on the Rules

5.4.3 Operation on Claim

5.4.4 Cases on Compensation Claims and Related Errors

 百科小知识：提供汇款业务的各类机构

 知识拓展：国际汇款的具体应用

 知识迁移：汇款结算方式的风险与防范

 实战操练

 习题

Chapter 6 Means of International Settlement -Collection

 6.1 Definition

 6.2 Parties and Workflow to a Collection

 6.3 Documentary Collection

 6.4 Uniform Rules for Collections (URC)

6.4.1 Collection Instructions

6.4.2 Legal Position of Banks

 6.5 Risk Control in the Documentary Collection

 百科小知识：托收及其相关规则

 知识拓展：托收当事人之间的关系

 知识迁移：托收结算方式的特点及风险

 实战操练

 习题

Chapter 7 Means of International Settlement-Letter of Credit

 7.1 Introduction of Letter of Credit

7.1.1 Definition and Workflow

7.1.2 Contractual Arrangement under the Credit

7.1.3 Principles and Characteristics of the Credit

7.1.4 Roles of Credit

 7.2 Rights and Liabilities of Parties

7.2.1 Applicants(Importers)

7.2.2 Issuing Banks

7.2.3 Beneficiaries(Exporters)

7.2.4 Advising Banks

7.2.5 Confirming Banks

7.2.6 Negotiating Banks

7.2.7 Paying Banks

7.2.8 Accepting Banks

 7.3 Operation on the Letter of Credit

7.3.1 Issuing a Letter of Credit

7.3.2 Utilizing the Credit

 百科小知识：信用证及其相关规则的产生和发展

 知识拓展：信用证种类知多少

 知识迁移：信用证支付方式的风险

 实战操练

 习题

Chapter 8 Guarantees and Standby Letters of Credit

 8.1 Bank Guarantees

8.1.1 Definition

8.1.2 Characteristics

8.1.3 Usage

 8.2 Types of Bank Guarantee

8.2.1 Tender Guarantees or Bid Bonds

8.2.2 Performance Bonds/Guarantees

8.2.3 Advance Payment Bonds/Guarantees

8.2.4 Retention Money Guarantees

 8.3 Standby Letters of Credit

8.3.1 What Is Standby L/C

8.3.2 Rapid Development for Standby L/C

8.3.3 Structure of Standby L/C

8.3.4 Advantages of Using Standby L/C

 百科小知识：备用信用证知多少

 知识拓展：备用信用证与银行保函的比较

 知识迁移：备用信用证的风险

 实战操练

 习题

Chapter 9 Documents Handled in International Settlement

 9.1 Presentation of Documents

9.1.1 Latest Date of Presentation

9.1.2 Credit with Dual Mature Dates

9.1.3 Extension of Expiry Date

9.1.4 Risks after Documents Presentation

 9.2 Examination of Documents

9.2.1 Key Points for Documents Examination

9.2.2 Discrepancies Handling by Negotiating Bank

 9.3 Forwarding of Documents

 9.4 Documents to Be Made

9.4.1 Drafts

9.4.2 Commercial Invoices

9.4.3 Transportation Documents

9.4.4 Insurance Documents

9.4.5 Inspection Certificates

9.4.6 Certificates of Origin

9.4.7 Packing Lists

9.4.8 Additional Terms and Conditions

 百科小知识：单据的含义及种类

 知识拓展：单据的作用

 知识迁移：单据的制作原则及要求

 实战操练

 习题

Chapter 10 International Trade Finance

 10.1 Credit Line Granted by Banks

10.1.1 Credit Line Management

10.1.2 Scope and Utilization of Credit Line

 10.2 Facilities on Import Finance

10.2.1 Letter of Credit Issuance

10.2.2 Imported Bill Purchased

10.2.3 Trust Receipt (T/R)

10.2.4 Shipping Guarantee

10.2.5 Receivables and Warehouse Bill as Pledge

 10.3 Facilities on Export Finance

10.3.1 Anticipatory Credit

10.3.2 Packing Loan

10.3.3 Export Bill Purchased

10.3.4 Bill Discounted

10.3.5 Factoring

10.3.6 Forfaiting

 百科小知识：国际贸易融资的产生与发展

 知识拓展：国际保理业务与信用证及托收的比较

 知识迁移：贸易融资风险及防范

 实战操练

 习题

Keys